When it comes to transportation risks, “easy” isn’t always the first word that comes to mind. There are a lot of details and risks, no matter what aspect of transportation your insureds are in. Risks like garage operations with shifting inventories, dealers with fluctuating lot values, fleets adding units mid-term, and public auto accounts with complex filings — to name a few. Specialty auto exposures don’t always fit neatly into a box.
We get it. Transportation can be nuanced, detailed and occasionally “spirited.” These reasons are exactly why we’ve built our transportation practice around one simple idea: we make it easy to do business with us, and we work hard to help you find the right solution.
What Our Transportation Team Can Do for You
We’ve strategically structured our transportation team, so there isn’t just one or two generalists juggling files between product lines. We’ve hired a team of professionals with diverse backgrounds and transportation experience who know the ins and outs of the excess and surplus lines in transportation. From garage and garage liability to dealer’s open lot, trucking, business auto, specialty auto, and public auto — chances are our team has seen it, written it, and knows how to structure it to help you meet the needs of your clients. We also offer training classes for our retail agents on the product lines we write and how to position submissions competitively.
Transportation accounts move quickly. So do we. Our team is committed to helping you move your account forward with fewer delays because your success is personal to us. Prompt responses and proactive communication are non-negotiable for our team. Even when we’re working through underwriting questions, you’ll know where things stand. In a world of emails, instant messages, portals and uploads, we believe picking up the phone and adding a personal touch still wins the deal and helps communicate with you faster.
While we believe the human element is the primary key to our underwriting quality, we’re also embracing AI to create a faster, more seamless experience for our agents. Our AI use isn’t meant to replace underwriting judgment, but it will support it by analyzing submissions more efficiently, organizing data and delivering clearer responses. You’ll get thoughtful underwriting backed by smart technology. It’s the best of both worlds.
Designed With You in Mind
We’re committed to addressing your concerns and making business easy to do with us. We know one of the biggest frustrations in wholesale relationships is sending submissions into the void. We solve that by clearly communicating the markets and states we write in. We proactively share our appetite, so you know (before you submit) whether the account fits. This means less guessing, fewer wasted cycles, and more productive wins for you and your clients.
Additionally, we’re also continuing to expand underwriting territory and authority across multiple product lines, providing you with more flexibility, competitive options and more ways to help you place complex risks. As your accounts grow, so does our ability to support them.
We’ve also updated our applications to make them simpler, more intuitive and efficient. And when it comes to submissions, you’ve got two options: email us directly or send them to our submission inbox. However you prefer to work, we accommodate multiple submission pathways. Because we know the easier it is to send us business, the faster we can help you write it.
Closing the deal doesn’t stop at the quote. That’s why we offer access to straightforward premium finance options, expanded telematics programs and growing direct bill offerings. These tools help your insureds manage cash flow, improve fleet performance and simplify payment structures.
Transportation business is everywhere, and opportunities are strong and available. Our focus is to remove friction so you can capitalize on transportation opportunities. If you’re looking to grow in garage, dealer’s open lot, trucking, business auto, specialty auto, or public auto, we’re ready. We have the knowledge, tools, communication, experience and a fantastic team built to support you.
Transportation may be complex and “spirited,” but working with us should be easy. Let’s work together to find the right solution.