Real Estate & Habitational

With our market knowledge and underwriting experience, we can help you provide the right mix of insurance protection for your clients with commercial property. We have solutions for leased property, vacant property and habitational risks.

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If you don't see what you're looking for or you're unsure of which application to complete, please reach out to one of the contacts below.
  • Habitational
    • Apartments
    • Airbnb/short-term rentals
    • Boarding/rooming homes
    • Cooperative housing
    • Condominiums/townhomes
    • Dwellings – LRO
    • Mixed-use occupancies
    • Rentals
    • Student Housing
    • Subsidized Housing
  • Vacant Property
  • Builder's Risk
  • Lessors Risk
  • Vacant Land
  • Mobile Home Parks/Campgrounds
  • Habitational
    • Assault and battery options
    • Abuse and molestation options
    • No age restrictions on property
  • Vacant
    • May be able to write contents coverage for unoccupied buildings
    • Can cover partially vacant buildings
    • Package or monoline policies available for vacant properties: property and general liability
    • Can write vacants with renovation for those under construction
    • Replacement cost available for eligible vacant risks
    • Can write short-term policies of 3, 6, 9 or 12 months on vacant properties
  • Lessors Risk
    • Many tenant types are available
    • Both admitted and non-admitted options
  • Mobile Home Parks/Campgrounds
    • Ability to consider package policies
    • Can consider a variety of occupancy types
  • Package
  • Carrie Heinlein
  • Julie Hawkins
  • Donna Stevens
  • Jennifer Bussard
  • Kyle Spore
  • Rita Carr
  • Sarah Johnson
  • Stephanie Freund
  • Whitney Rolf
  • Amanda Setchfield
  • Ann Adams
  • Anna Bax
  • Christy Walker
  • Danette Brown
  • Erika Robbins
  • Heather Belanger
  • Holli Lynch
  • Kim Wollenhaupt
  • Lisa Clink
  • Terri John
  • General Liability
  • Carrie Heinlein
  • Julie Hawkins
  • Donna Stevens
  • Jennifer Bussard
  • Kyle Spore
  • Rita Carr
  • Sarah Johnson
  • Whitney Rolf
  • Stephanie Freund
  • Amanda Setchfield
  • Ann Adams
  • Anna Bax
  • Christy Walker
  • Danette Brown
  • Erika Robbins
  • Heather Belanger
  • Holli Lynch
  • Kim Wollenhaupt
  • Lisa Clink
  • Terri John
  • Property
  • Carrie Heinlein
  • Donna Stevens
  • Jennifer Bussard
  • Kyle Spore
  • Rita Carr
  • Sarah Johnson
  • Stephanie Freund
  • Whitney Rolf
  • Amanda Setchfield
  • Ann Adams
  • Anna Bax
  • Christy Walker
  • Danette Brown
  • Erika Robbins
  • Heather Belanger
  • Holli Lynch
  • Kim Wollenhaupt
  • Lisa Clink
  • Aiden Holliday
  • Olivia Piekenbrock
  • Terri John
  • Excess
  • Carrie Heinlein
  • Julie Hawkins
  • Donna Stevens
  • Jennifer Bussard
  • Kyle Spore
  • Rita Carr
  • Sarah Johnson
  • Stephanie Freund
  • Whitney Rolf
  • Amanda Setchfield
  • Ann Adams
  • Anna Bax
  • Christy Walker
  • Danette Brown
  • Erika Robbins
  • Heather Belanger
  • Holli Lynch
  • Kim Wollenhaupt
  • Lisa Clink
  • Terri John
  • Builder's Risk
  • Carrie Heinlein
  • Julie Hawkins
  • Donna Stevens
  • Jennifer Bussard
  • Kyle Spore
  • Rita Carr
  • Sarah Johnson
  • Stephanie Freund
  • Whitney Rolf
  • Amanda Setchfield
  • Ann Adams
  • Anna Bax
  • Christy Walker
  • Danette Brown
  • Erika Robbins
  • Heather Belanger
  • Holli Lynch
  • Kim Wollenhaupt
  • Lisa Clink
  • Aiden Holliday
  • Olivia Piekenbrock
  • Terri John

Contacts

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Carrie Heinlein, CPIA

Vice President, Commercial Binding Underwriting Team Leader 800-878-9891 ext 8743
Territories: TN, All States
More about Carrie

Julie Hawkins, CIC

Vice President, Commercial Brokerage, Casualty Practice Leader 800-878-9891 ext 8725
Territories: OH, All States
More about Julie

Donna Stevens

Commercial Binding Senior Underwriter 800-878 9891 ext 8613
Territories: IL, IN
More about Donna

Jennifer Bussard, AINS, AIS, AU

Commercial Binding Senior Underwriter 800-878-9891 ext 8720
Territories: OH
More about Jennifer

Kyle Spore, AINS, AIS, AU

Commercial Binding Senior Underwriter 800-878-9891 ext 8718
Territories: IA, MO, NE
More about Kyle

Rita Carr, CIC

Commercial Binding Senior Underwriter, Commercial Senior Broker 800-878-9891 ext 8719
Territories: MI, All States
More about Rita

Sarah Johnson, CISR

Commercial Binding Senior Underwriter 800-878-9891 ext 8730
Territories: KY
More about Sarah

Stephanie Freund, CPCU, API, CLU, AIM

Commercial Binding Senior Underwriter 800-878-9891 ext 8829
Territories: MI
More about Stephanie

Whitney Rolf, AINS, ASLI

Commercial Senior Broker 800-878-9891 ext 8727
Territories: All States
More about Whitney

Amanda Setchfield

Commercial Binding Underwriter 800-878-9891 ext 8843
Territories: IL
More about Amanda

Ann Adams

Commercial Binding Underwriter 800-878-9891 ext 8772
Territories: IN
More about Ann

Anna Bax, CISR, AIP

Commercial Binding Underwriter 800-878-9891 ext 8817
Territories: IL, MO
More about Anna

Christy Walker

Commercial Binding Underwriter 800-878-9891 ext 8742
Territories: TN, All States
More about Christy

Danette Brown, AINS, AU

Commercial Binding Underwriter 800-878-9891 ext 8739
Territories: KY
More about Danette

Erika Robbins, CIC

Commercial Binding Underwriter 317-554-8560
Territories: IL
More about Erika

Heather Belanger, CISR

Commercial Binding Underwriter 800-878-9891 ext 8816
Territories: MI
More about Heather

Holli Lynch

Commercial Binding Underwriter 800-878-9891 ext 8734
Territories: MN, WI
More about Holli

Kim Wollenhaupt

Commercial Binding Underwriter 800-878-9891 ext 8744
Territories: IN
More about Kim

Lisa Clink

Commercial Binding Underwriter 317-554-8595
Territories: IA, MN, NE
More about Lisa

Terri John, ASLI

Vice President, Commercial Binding 800-878-9891 ext 8661
Territories: IN, All States
More about Terri

Aiden Holliday, UACRM

Commercial Property Broker 800-878-9891 ext 2253
Territories: All States
More about Aiden

Olivia Piekenbrock

Commercial Property Broker 800-878-9891 ext 8814
Territories: All States
More about Olivia