Standard Small Business
Most small business owners need small business insurance. Having it can help protect the livelihood you’ve worked so hard to build. Whether it’s through business income, liability, property coverage or workers’ compensation insurance, we can help you customize the coverage you need. The right small business insurance will help cover expensive damage and lawsuits from accidents, natural disasters, professional errors or workers’ compensation claims. Most states require some form of insurance for small business owners. No matter how careful you are, accidents happen. When they do, having the right types of coverage can make all the difference.
- Fully completed Acord applications for all applicable lines of coverage
- Loss Runs: 3-5 years currently valued
- Target pricing
- Financials (certain industries and LOB)
- Experience MOD worksheet
- Copies of customer contracts/waivers
- Copies of written abuse & molestation policies and procedures
- Beauty Salons
- Churches
- Consultants
- Daycare Operations
- In-home daycares
- Commercial daycares
- Before/after school programs
- Nursery schools
- For-profit AND not-for-profit
- Montessori schools
- Pre-K programs
- Food Service Industry
- Food trucks
- Casual dining
- Fast food franchise
- Banquet halls
- Life Sciences
- Medical device manufacturers & distributors
- Contract research organizations
- Biotechnology & pharmaceutical manufacturers
- LRO Exposures
- Manufacturers
- Med Spas
- Not-For-Profit Organizations
- Pet Care Professionals
- Mobile grooming operations
- Kennels
- Pet crematories
- Pet stores
- Veterinarians
- Photography with Drone Operations
- Retail Industry
- Health food stores
- Gift shops
- Memorabilia shops
- Auto part stores
- Florists
- Cabinet stores
- Bike stores
- Electronics stores
- Technology Industry
- Broadcasters
- Computer programming & software developers
- Technology & web-enabled services
- Technology manufacturers
- Trade Contractors
- And many more - please call to discuss!
Including but not limited to:
Including but not limited to:
Including but not limited to:
Including but not limited to:
Including but not limited to:
Including but not limited to:
- National admitted direct bill carriers – trusted names
- BOP coverage provided in most cases
- Multiline capability under one carrier/one billing account
- Industry specific enhancements
- General Liability (including products & completed ops)
- Kelly Feher
- Nicole Setcoski
- Julie Byrd Diana
- Property
- Business Income
- Workers' Compensation
- Business Auto
- Umbrella
- Crime
- Cyber/Data Breach
- EPLI/EBL/D&O
- Professional/Technology E&O