Standard Business
Most small business owners need small business insurance. Having it can help protect the livelihood you’ve worked so hard to build. Whether it’s through business income, liability, property coverage or workers’ compensation insurance, we can help you customize the coverage you need. The right small business insurance will help cover expensive damage and lawsuits from accidents, natural disasters, professional errors or workers’ compensation claims. Most states require some form of insurance for small business owners. No matter how careful you are, accidents happen. When they do, having the right types of coverage can make all the difference.
Due to the complexity of our accounts, we prefer to review before advising you what supplemental applications to use. Our goal is to match your account with the best carrier and streamline the application process. Please contact one of our brokers if you have any questions.
- Fully completed Acord applications for all applicable lines of coverage
- Loss Runs: 3-5 years currently valued
- Target pricing
- Financials (certain industries and LOB)
- Experience MOD worksheet
- Copies of customer contracts/waivers
- Copies of written abuse & molestation policies and procedures
- National admitted direct bill carriers – trusted names
- BOP coverage provided in most cases
- Multiline capability under one carrier/one billing account
- Industry specific enhancements
- General Liability (including products & completed ops)
- Kelly Feher
- Nicole Setcoski
- Julie Byrd Diana
- Property
- Business Income
- Workers' Compensation
- Business Auto
- Umbrella
- Crime
- Cyber/Data Breach
- EPLI/EBL/D&O
- Professional/Technology E&O