In 1952, he moved his family to Indianapolis to run the Baker Shoe store on Washington Street.

Francis was the second oldest of seven children. Francis’ older brother, Norman, pursued a career in finance and ultimately found his life-long work as a senior executive with Foremost Insurance Co. A primary product at Foremost was mobile home insurance.

One day, Norman asked his brother Francis to travel with him. Seeing potential in the business of insurance, Francis left the security of women’s shoe sales for a life-changing career in insurance and a cut in pay.